Education Loan in State Bank of Indore
State Bank of Indore
Education loan amount size:
On the basis of students repaying the loan of their parents
the education loan will be provided.
For the students studying in India the maximum amount of
upto Rs.10,00,000 will be provided.
For the students studying in abroad the maximum amount of
upto Rs.20,00,000 will be provided.
Advance amount to be paid:
Nothing till 4,00,000 Rs.
More than Rs.4,00,000 : Students studying in India should
pay 5% of the amount and students studying in abroad should pay 15% of the
amount.
Education scholarship will be added with the advance amount.
Interest rate:
Upto Rs.4,00,000 : 11.50%
More than Rs.4,00,000 : 13.00%
Way of repaying the loan:
One year after finishing the studies or right from 6th
month after joining the job the repayment process is to be started.
Warranty:
Upto Rs.4,00,000 : No
property Guarantor is required.
From 4,00,000 Rs. till 7,50,000 Rs: Third party guarantee is
required
More than 7,50,000 Rs: Property Guarantor , parents ,
student or the third party agreeing letter assuring the repayment of the loan
is required.
.
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