Education Loan in Indian Bank


Indian Bank
Education loan amount size
Maximum amount of upto Rs.10,00,000 will be provided for the students studying in India and for the students studying in abroad , maximum amount of upto Rs.20,00,000 will be provided.
More than the maximum loan amount will be provided for the efficient and capable students .
Advance amount to be paid:
Nothing till 4,00,000 Rs.
More than Rs.4,00,000 – Students studying in India should pay 5% of the amount and students studying in abroad should pay 15% of the amount.
Interest rate:
Upto Rs.7.50 lakhs – 14.00% p.a.
Above Rs.7.50 lakhs – Rs.14.25% p.a.
0.50% special previliage will be provided for girls.
Way of repaying the loan:
One year after finishing the studies or right from 6th month after joining the job the repayment process is to be started.The loan amount is to be closed within 5 to 7 years.
Warranty:
No property guarantor is required till 4,00,000 Rs.
From 4,00,000 Rs till 7,50,000 Rs :Third party’s guarantee is required.
More than 7,50,000 Rs.: Parents, student or the third party agreeing letter assuring the loan repayment is required.




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