Education Loan is available for you
You also can get education loan
Students who do not have adequate financial status should
also study is the basic reason why the education loan is planned for.
The students who are doing higher studies can try to get the
loan approval. It is necessary for the students who are trying to get education
loan should prefer an authorized college and an authorized department .
Undergraduation, Post graduation , technical courses for all
these courses education loan can be obtained. Apart from studying in India ,Education
loan will be provided for studying in abroad even.
some educational institutions will operate along with some few banks. If you are
doing higher studies in such institutions the bank which operates along with
that itself will provide you the education loan easily. Education loan of upto
Rs.10,00,000 will be provided for studying in India and upto Rs.20,00,000 will
be provided for studying in abroad.
Students receiving credit should submit some of the
documents required by the bank along with the application. After the
verification of all the documents and the applications, the bank manager will
have a discussion with the student and his family members. He will discuss and
come to know about the student’s father/guardian asset details, yearly
income, about the department the student
is joined and all.
Interest rate
The interest rate for the education loan amount of
Rs.4,00,000 and less than that would be minimum of the calculated interest.If
the amount is above Rs.4,00,000 1% of the amount will be charged in addition to
the lesser interest rate. But this calculation of interest rate would differ
from bank to bank.Some banks are providing concession for the girl students and
some banks are providing it for the boys who are studying in particular
institutions.
Credit guarantor
It depends on the loan amount required by the student to get
signature of the loan guarantor or keeping the Property as a guarantor. Property
represents the amount having or residential agreement papers.The evidences for
these are to be submitted at the time of getting the cash.For the loan of upto
4,00,000 Rs guarantor is not required . If the amount is more than that
sometimes third person’s guarantor sign is required.
Repaying the
loan
It is not
necessary to repay the loan at the period of studying. some banks are
collecting interest alone at the studying period.After finishing the studies
and joining the job or after finishing the studies and one year after that
repaying the loan is to be started.should not delay after one year and more to
repay the loan.That too is withn 5 to 7 years the loan is to be paid .
how if i dont have parents that they will pay me fees?
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ReplyDeleteWhat can i do if i dont have parents who will pay my fees
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