Education Loan in Syndicate Bank

Syndicate Bank
Education loan amount size:
The maximum amount of upto Rs.10,00,000 will be provided for the students studying in India .
For the students studying in abroad, maximum amount of upto Rs.20,00,000 will be provided.
Advance amount to be paid:
Nothing till 4,00,000 Rs.
More than 4.00,000 Rs. – Students studying in India should pay 5% of the amount and students studying in abroad should pay 15% of the amount.
Interest rate:
Upto Rs.4,00,000 – P.L.R – 1.50%
More than Rs.4,00,000 – P.L.R – 1.00%
P.L.R.,Prime Lending Rate
Way of repaying the loan:
One year after finishing the studies or right from the 6th month after joining the job the repaying process is to be started. The loan amount is to be closed within 5 to 7 years.
No property guarantor is required till 4,00,000 Rs.
From 4,00,000 Rs. till 7,50,000 Rs.: Third party’s guarantee is required.
More than 7,50,000 Rs – Parents, student or the third party’s agreeing letter for the assurance of repayment of loan is required.


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