Federal Direct Student Loan Program

The William D. Ford Federal Direct Loan Program (also called FLDP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education . rather than a bank or other financial institution."

Following the passage of the Health Education Reconciliation Act of 2010, the Federal Direct Loan Program is the sole government-backed loan program in the United States.